CLASSIC RURAL BANK, INC.’ success hinges on its ability to satisfy Three (3) Key stakeholders

Clients * Shareholders * Employees

Code of Ethics:

1. Faith in God

2. Commit the bank to the highest standard of behavior

3. Receive total commitment from the board of directors and chief executive officers

4. Expertise and teamwork

5. Be developed in a way as to involve all its stockholders to infuse to its culture

6. Values the social responsibility, passion for excellence, innovation and customer focus.