Loan Products

Agricultural

This refers to the amortized cost of loans which meet the qualification requirements for agrarian

Real Estate

This refers to the loans granted to individuals for the acquisition, construction, or improvement

Microfinance

This refers to the amortized cost of small loans granted to the basic sectors,

Consumption

A consumption loan is a loan granted to consumers to finance specific types of expenditures such as education, hospitalization, emergency

Commercial

Commercial loans are loans that businesses can use to fund operations, additional capital, expansion, or small-scale purchases

Savings Account

Savings Deposit is an interest-bearing deposit evidenced by a passbook issued by the bank to a depositor. It can be withdrawn thru a properly accomplished withdrawal slip and with the corresponding passbook. Its rate is 0.0025% per annum with a minimum initial deposit without interest of P500 or minimum earning deposit of P2,000.

Checking Account

Regular Checking Account Current/Checking Account Deposit is deposit subject to withdrawal either by check or withdrawal slip. It is non-interest bearing account and have an initial deposit of P5,000.

Time Deposit

Regular Time Deposit Time Deposits represents fund left with the bank for a fixed period of time and earning higher rate of interest. Deposits are evidenced with a certificate issued by the bank. Initial minimum amount of time deposit is P10,000.